Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Discover it® Cash Back
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically. 5% Cashback Calendar.
  • Your Cash Back Never Expires: Redeem in any amount, at any time.
  • They are automatically match all the cash back you've earned at the end of your first year.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
11.99% - 22.99% variable APR
670 - 850
Citi® Double Cash Card
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance transfers must be completed within 4 months of account opening.
  • 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.99% - 23.99% variable APR
670 - 850
TD Cash Credit Card
  • Earn $150 Cash Back when you spend $500 within 90 days after account opening.
  • 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
  • Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
  • No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850
American Express Blue Cash Preferred® Card
  • after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850