
Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Chase Freedom Unlimited® credit card
- Best Freedom bonus offer: $200 cash back after you spend $500 on purchases in your first 3 months from account opening.*Same page link to Offer Details Offer only available when applying directly with Chase.
- Earn unlimited 1.5% cash back on every purchase. No minimum to redeem for cash back.
- 0% intro APR for 15 months from account opening on purchases.†Same page link to Pricing and Terms After the intro period, a variable APR of 14.99%–23.74%.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 1.5%
$0
14.99%–23.74% variable APR
650 - 850
American Express Blue Cash Preferred® Card
- after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
- Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
- 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850
Citi® Double Cash Card
- Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance transfers must be completed within 4 months of account opening.
- 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.99% - 23.99% variable APR
670 - 850
TD Cash Credit Card
- Earn $150 Cash Back when you spend $500 within 90 days after account opening.
- 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
- Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
- No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850