Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
American Express Blue Cash Everyday® Card
  • EARN $150 BACK after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • 3% CASH BACK at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
  • 2% CASH BACK at U.S. gas stations & select U.S. department stores.
  • Earn cash back on eligible purchases and have the flexibility to carry a balance with interest or pay in full each month.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 3%
$0
12.99% - 23.99% variable APR
700 - 850
American Express Cash Magnet® Card
  • Earn $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $150 back in the form of a statement credit.
  • Earn unlimited 1.5% Cash Back on your purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • Amex Offers rewards you at places you like to shop, dine, travel, and more. Simply log in to your account or use the American Express® App to add offers to your Card.
Cashback
Annual Fee
Regular APR
Credit Score
1.5%
$0
12.99% - 23.99% variable APR
700 - 850
Chase Freedom Unlimited® credit card
  • Best Freedom bonus offer: $200 cash back after you spend $500 on purchases in your first 3 months from account opening.*Same page link to Offer Details Offer only available when applying directly with Chase.
  • Earn unlimited 1.5% cash back on every purchase. No minimum to redeem for cash back.
  • 0% intro APR for 15 months from account opening on purchases.†Same page link to Pricing and Terms After the intro period, a variable APR of 14.99%–23.74%.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 1.5%
$0
14.99%–23.74% variable APR
650 - 850
Citi® Double Cash Card
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance transfers must be completed within 4 months of account opening.
  • 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 13.99% - 23.99% based on your creditworthiness.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.99% - 23.99% variable APR
670 - 850
Citi American Airlines AAdvantage MileUp™ Card
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.
  • Discover the world while earning AAdvantage® miles using the AAdvantage MileUpSM Mastercard®. Redeem your AAdvantage® miles for flights, upgrades to First Class, car rentals, hotel stays or vacation packages.
  • 25% savings on inflight purchases of drinks and snacks when you use your card on American Airlines flights.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
15.99% - 24.99% variable APR
640 - 850
TD Cash Credit Card
  • Earn $150 Cash Back when you spend $500 within 90 days after account opening.
  • 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
  • Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
  • No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850
Discover it® Cash Back
  • Earn 5% cash back on everyday purchases at different places each quarter like grocery stores, restaurants, gas stations, select rideshares and online shopping.
  • Plus, earn unlimited 1% cash back on all other purchases – automatically. 5% Cashback Calendar.
  • Your Cash Back Never Expires: Redeem in any amount, at any time.
  • They are automatically match all the cash back you've earned at the end of your first year.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
11.99% - 22.99% variable APR
670 - 850
Discover it® Miles - Travel Credit Card
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping. Your rewards never expire.
  • At the end of your first year, we'll match all the Miles you've earned, automatically. For example, 35,000 Miles turns into 70,000 Miles. That's $700 towards travel. The more you earn, the more we'll match.
  • Easily redeem Miles as a statement credit for travel purchases. Or get cash.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
11.99% to 22.99% variable APR
700 - 850