Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Chase Sapphire Reserve® Credit Card
  • Earn 50,000 bonus points After you spend $4,000 on purchases in the first 3 months from account opening.
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards.
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850
American Express The Platinum Card®
  • Earn 60,000 Membership Rewards® Points after you use your new Card to make $5,000 in purchases in your first 3 months.
  • With Fine Hotels & Resorts, you can receive complimentary benefits with an average total value of $550.
  • Earn 5X Membership Rewards® points for flights booked directly with airlines or with American Express Travel.Earn 5X Membership Rewards® points on prepaid hotels.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850
American Express® Gold Card
  • EARN 50,000 MEMBERSHIP REWARDS® POINTS after you spend $4,000 on purchases on your new Card in your first 3 months.
  • Earn 4X Membership Rewards® points when you dine at restaurants worldwide.
  • Earn 4X Membership Rewards® points at US supermarkets on up to $25,000 per calendar year in purchases.
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$250
15.99% - 22.99% variable APR
700 - 850
American Express Blue Cash Preferred® Card
  • after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive the $250 back in the form of a statement credit.
  • Earn 6% cash back at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 6%
$95
12.99% - 23.99% variable APR
700 - 850
Citi Rewards+ Credit Card
  • Earn 15,000 bonus points after qualifying purchases plus our low intro APR for over one year.
  • Get a 0% intro APR on purchases and balance transfers for 15 months. After that the variable APR will be 13.49% - 23.49% based upon your creditworthiness.
  • Earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 per year and then 1 ThankYou® Point per $1 spent thereafter.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
13.49% - 23.49% variable APR
700 - 850
Citi® AAdvantage® Platinum Select®
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 within the first 3 months of account opening.
  • After you spend $20,000 or more in purchases during your card year and renew your card.
  • $125 American Airlines flight discount,Earn 2X AAdvantage® miles.
  • First checked bag free,No foreign transaction fees.
  • Annual Fee: $99, fee waived for the first 12 months.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
15.99% - 24.99% variable APR
700 - 850