Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Chase Southwest Rapid Rewards® Plus Credit Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months from account opening.
  • 3,000 points every year on your Cardmember anniversary, Earn 2 points for every $1 you spend on Southwest Airlines® purchases.Earn 1 point for every $1 you spend on all other purchases.
  • Unlimited reward seats with no blackout dates or seat restrictions,Bags fly free,No change fees.
  • You can use your points towards Southwest destinations in Mexico, Central America, and the Caribbean.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$69
15.99% - 22.99% variable APR
640 - 850
Citi American Airlines AAdvantage MileUp™ Card
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening.
  • Discover the world while earning AAdvantage® miles using the AAdvantage MileUpSM Mastercard®. Redeem your AAdvantage® miles for flights, upgrades to First Class, car rentals, hotel stays or vacation packages.
  • 25% savings on inflight purchases of drinks and snacks when you use your card on American Airlines flights.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
15.99% - 24.99% variable APR
640 - 850
Citi® AAdvantage® Platinum Select®
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 within the first 3 months of account opening.
  • After you spend $20,000 or more in purchases during your card year and renew your card.
  • $125 American Airlines flight discount,Earn 2X AAdvantage® miles.
  • First checked bag free,No foreign transaction fees.
  • Annual Fee: $99, fee waived for the first 12 months.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
15.99% - 24.99% variable APR
700 - 850
Discover it® Miles - Travel Credit Card
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases – from airfare and hotels to groceries and online shopping. Your rewards never expire.
  • At the end of your first year, we'll match all the Miles you've earned, automatically. For example, 35,000 Miles turns into 70,000 Miles. That's $700 towards travel. The more you earn, the more we'll match.
  • Easily redeem Miles as a statement credit for travel purchases. Or get cash.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
N/A
11.99% to 22.99% variable APR
700 - 850
Chase Sapphire Preferred® credit card
  • after you spend $4,000 on purchases in the first 3 months from account opening.Same page link to Offer Details That's $750 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
15.99%–22.99% variable APR
700 - 850
Chase Sapphire Reserve® Credit Card
  • Earn 50,000 bonus points After you spend $4,000 on purchases in the first 3 months from account opening.
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards.
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850