Finding the right credit card can be tough. We’ve listed what we believe to be the best credit cards in seven different categories, for each of four different credit profiles – excellent, good, fair/average, and poor.
Chase Freedom Unlimited® credit card
  • Best Freedom bonus offer: $200 cash back after you spend $500 on purchases in your first 3 months from account opening.*Same page link to Offer Details Offer only available when applying directly with Chase.
  • Earn unlimited 1.5% cash back on every purchase. No minimum to redeem for cash back.
  • 0% intro APR for 15 months from account opening on purchases.†Same page link to Pricing and Terms After the intro period, a variable APR of 14.99%–23.74%.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 1.5%
$0
14.99%–23.74% variable APR
650 - 850
Chase Sapphire Reserve® Credit Card
  • Earn 50,000 bonus points After you spend $4,000 on purchases in the first 3 months from account opening.
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards.
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
16.99% - 23.99% variable APR
700 - 850
Chase Southwest Rapid Rewards® Plus Credit Card
  • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months from account opening.
  • 3,000 points every year on your Cardmember anniversary, Earn 2 points for every $1 you spend on Southwest Airlines® purchases.Earn 1 point for every $1 you spend on all other purchases.
  • Unlimited reward seats with no blackout dates or seat restrictions,Bags fly free,No change fees.
  • You can use your points towards Southwest destinations in Mexico, Central America, and the Caribbean.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$69
15.99% - 22.99% variable APR
640 - 850
Chase Sapphire Preferred® credit card
  • after you spend $4,000 on purchases in the first 3 months from account opening.Same page link to Offer Details That's $750 toward travel when redeemed through Chase Ultimate Rewards®
  • Earn 2X points on travel and dining at restaurants- from airfare and hotels to fine dining and cafés.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards.
Cashback
Annual Fee
Regular APR
Credit Score
N/A
$95
15.99%–22.99% variable APR
700 - 850
TD Cash Credit Card
  • Earn $150 Cash Back when you spend $500 within 90 days after account opening.
  • 0% introductory APR on purchases and balance transfers for first 15 billing cycles after account opening. After that, 12.99%, 17.99% or 22.99% variable APR based on your credit worthiness.
  • Earn 3% Cash Back on dining,2% Cash Back at grocery stores,1% Cash Back on other purchases.
  • No annual fee,No limits,No foreign transaction fees.
Cashback
Annual Fee
Regular APR
Credit Score
1% - 5%
$0
17.99% - 22.99% variable APR
750 - 850